Choosing a mortgage broker in today's world means not just receiving an expert to help you through the complex mortgage lending process, but a trusted advisor who is willing to work in your best interest. I am proud to be able to offer you extensive choices and access to information while continuously weighing and balancing your financial interests and goals. I represent many of the Nations largest wholesale lenders, offering you many choices in loan programs. My prices and fees have always been competitive and while others were continually increasing there fees, my fees remained the same. I understand that each customer has specific needs, and I strive to meet these needs with quality service and individual attention. I am continually receiving training to make sure my clients are aware of any changes and options that may be available to them. I have been certified to do VA Loans, CALPers Loans, and trained with the National Home Buyers Fund, helping you get the most for your money.